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rgba(255,255,255,.1);border-radius:1rem}.hero-stat .stat-val{font-size:1.5rem;font-weight:900;color:var(--mfm-teal)}.hero-stat .stat-lbl{font-size:.85rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;opacity:.8}.ref-section-header{text-align:center;margin-bottom:4rem}.ref-section-header h2{font-size:2.5rem;font-weight:900;color:var(--mc-navy);margin-bottom:1rem}.ref-section-header p{font-size:1.1rem;color:var(--text-muted);max-width:600px;margin:0 auto}.portal-section{background:#fff}.portal-grid{display:grid;grid-template-columns:1fr;gap:4rem;align-items:start}@media(min-width:1024px){.portal-grid{grid-template-columns:1fr 400px}}.portal-main{min-width:0}.portal-sidebar{position:sticky;top:100px}.portal-sidebar .ref-section-header{text-align:inherit;margin-bottom:2rem}.portal-sidebar .ref-section-header h2{font-size:1.75rem}.portal-resources-list{display:flex;flex-direction:column;gap:1.5rem}.policy-category-card.compact{display:flex;gap:1.5rem;padding:1.5rem;align-items:flex-start}.policy-icon.small{width:48px;height:48px;flex-shrink:0}.policy-info h3{font-size:1.1rem;margin-bottom:.25rem}.policy-info p{font-size:.85rem;margin-bottom:1rem}.policy-items-list.minified{gap:.25rem}.policy-items-list.minified .policy-item-placeholder{padding:.5rem .75rem;font-size:.75rem}.referral-form-card{background:#fff;border-radius:2rem;box-shadow:0 20px 60px #0000000f;padding:3rem;border:1px solid rgba(0,0,0,.04)}.form-step-indicator{display:flex;gap:.75rem;margin-bottom:3rem;justify-content:center}.step-dot{width:12px;height:12px;border-radius:50%;background:#e2e8f0;transition:all .3s ease}.step-dot.active{background:var(--mfm-teal);width:36px;border-radius:6px}.step-dot.done{background:var(--mc-blue)}.form-step-title{text-align:center;font-size:1.5rem;font-weight:800;color:var(--mc-navy);margin-bottom:.5rem}.form-step-subtitle{text-align:center;font-size:.95rem;color:var(--text-muted);margin-bottom:2.5rem}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.form-field{display:flex;flex-direction:column;gap:.5rem}.form-field.full-width{grid-column:1 / -1}.form-field label{font-size:.85rem;font-weight:700;color:var(--mc-navy);letter-spacing:.03em;text-transform:uppercase}.form-field input,.form-field select,.form-field textarea{padding:.9rem 1.2rem;border:2px solid #e2e8f0;border-radius:.75rem;font-size:1rem;font-family:inherit;background:#f8fafc;color:var(--mc-navy);transition:all .2s ease;outline:none}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--mfm-teal);background:#fff;box-shadow:0 0 0 3px #14b8a61a}.form-field textarea{resize:vertical;min-height:100px}.chip-grid{display:flex;flex-wrap:wrap;gap:.75rem}.chip{padding:.65rem 1.25rem;border:2px solid #e2e8f0;border-radius:2rem;font-size:.9rem;font-weight:600;color:var(--mc-navy);background:#f8fafc;cursor:pointer;transition:all .2s ease;-webkit-user-select:none;user-select:none}.chip:hover{border-color:var(--mfm-teal);background:#f0fdfa}.chip.selected{background:var(--mfm-teal);color:#fff;border-color:var(--mfm-teal)}.urgency-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.urgency-card{padding:1.25rem;border:2px solid #e2e8f0;border-radius:1rem;text-align:center;cursor:pointer;transition:all .25s ease;background:#f8fafc}.urgency-card:hover{border-color:var(--mc-blue);transform:translateY(-2px)}.urgency-card.selected{border-color:var(--mfm-teal);background:#f0fdfa;box-shadow:0 4px 12px #14b8a626}.urgency-card.urgent.selected{border-color:#f59e0b;background:#fffbeb}.urgency-card.emergency.selected{border-color:#ef4444;background:#fef2f2}.urgency-card h5{font-size:1rem;font-weight:800;margin-bottom:.25rem}.urgency-card p{font-size:.78rem;color:var(--text-muted)}.form-actions{display:flex;justify-content:space-between;align-items:center;margin-top:2.5rem;gap:1rem}.btn-back{padding:.9rem 2rem;background:transparent;border:2px solid #e2e8f0;border-radius:.75rem;font-weight:700;color:var(--mc-navy);cursor:pointer;transition:all .2s;font-size:1rem;font-family:inherit}.btn-back:hover{border-color:var(--mc-blue);background:#f0f9ff}.btn-next{padding:.9rem 2.5rem;background:var(--mc-blue);color:#fff;border:none;border-radius:.75rem;font-weight:700;cursor:pointer;transition:all .2s;font-size:1rem;font-family:inherit;display:flex;align-items:center;gap:.5rem}.btn-next:hover{background:var(--mc-navy);transform:translateY(-1px);box-shadow:0 4px 12px #00000026}.btn-submit{padding:1rem 3rem;background:var(--mfm-teal);color:#fff;border:none;border-radius:.75rem;font-weight:800;cursor:pointer;transition:all .25s;font-size:1.1rem;font-family:inherit;display:flex;align-items:center;gap:.5rem}.btn-submit:hover{background:#0d9488;transform:translateY(-2px);box-shadow:0 8px 20px #14b8a64d}.referral-success{text-align:center;padding:4rem 2rem}.success-icon-wrap{width:100px;height:100px;border-radius:50%;background:linear-gradient(135deg,#f0fdfa,#ccfbf1);display:flex;align-items:center;justify-content:center;margin:0 auto 2rem}.referral-success h3{font-size:2rem;font-weight:900;color:var(--mc-navy);margin-bottom:1rem}.referral-success p{font-size:1.1rem;color:var(--text-muted);max-width:500px;margin:0 auto}@media(max-width:1023px){.policies-section{background:#f1f5f9;padding:6rem 0}}.policies-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.policy-category-card{background:#fff;border-radius:1.5rem;padding:2.5rem;border:1px solid rgba(0,0,0,.04);box-shadow:0 8px 24px #00000008;transition:all .3s ease}.policy-category-card:hover{transform:translateY(-4px);box-shadow:0 16px 40px #00000014}.policy-icon{width:60px;height:60px;border-radius:1rem;display:flex;align-items:center;justify-content:center;margin-bottom:1.5rem}.policy-icon.blue{background:#dbeafe;color:#2563eb}.policy-icon.teal{background:#ccfbf1;color:#0d9488}.policy-icon.amber{background:#fef3c7;color:#d97706}.policy-category-card h3{font-size:1.25rem;font-weight:800;color:var(--mc-navy);margin-bottom:.75rem}.policy-category-card p{font-size:.95rem;color:var(--text-muted);line-height:1.5;margin-bottom:1.5rem}.policy-items-list{display:flex;flex-direction:column;gap:.5rem}.policy-item-placeholder{display:flex;align-items:center;gap:.75rem;padding:.75rem 1rem;background:#f8fafc;border-radius:.75rem;font-size:.85rem;font-weight:600;color:#94a3b8;border:1px dashed #e2e8f0}.referral-contact-band{background:var(--mc-navy);padding:4rem 0}.contact-band-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.contact-band-item{display:flex;align-items:center;gap:1rem;color:#fff}.contact-band-item .cb-icon{width:50px;height:50px;border-radius:.75rem;background:#ffffff14;display:flex;align-items:center;justify-content:center;color:var(--mfm-teal)}.contact-band-item .cb-text h4{font-weight:800;font-size:1rem;color:#fff}.contact-band-item .cb-text p{font-size:.9rem;opacity:.7}@media(max-width:1024px){.hero-stats-row{flex-wrap:wrap;gap:1rem}.policies-grid{grid-template-columns:repeat(2,1fr)}.contact-band-grid{grid-template-columns:1fr;gap:1.5rem}.referrals-hero h1{font-size:2.5rem}.urgency-grid{grid-template-columns:1fr}}@media(max-width:640px){.form-grid{grid-template-columns:1fr}.referral-form-card{padding:2rem 1.5rem}.policies-grid{grid-template-columns:1fr}.form-actions{flex-direction:column}}.patient-warning-banner{border-radius:1.5rem;box-shadow:0 4px 12px #f59e0b0d}.patient-warning-banner a:hover{text-decoration:none;opacity:.9}.referral-checklist li{line-height:1.4;color:#334155}.urgency-table-section{padding:6rem 0}.urgency-table th{border-bottom:2px solid rgba(255,255,255,.1)}.urgency-table tbody tr:last-child{border-bottom:none}@media(max-width:768px){.urgency-table th,.urgency-table td{padding:1rem!important;font-size:.9rem}}